Last Updated on Feb 26, 2026

Summary of Important Terms

It’s important that you read this entire Terms of Use; but, here are some of the more significant terms we want to bring to your attention:

• Each time you use the Website(s), these Terms of Use apply. Any updates will apply to you, so you should check back periodically.
• By using the Website(s), you do not obtain any ownership, intellectual property, or other interest in it or in any materials or virtual items that may appear on the Website(s).
• GAARD Group provides the Website(s) on an “as is” basis, without warranty of any kind. Our liability to you in connection with your use of the Website(s) is very limited.

Agreement

Your access to and use of the Website(s) and any of the information, materials, data, blogs, products, services, and other content made available on or through the Website(s) (collectively, “Materials”) are subject to all applicable laws and regulations, as well as all terms and conditions set forth in these Terms of Use.

By accessing or using the Website(s), you agree to be bound by these Terms of Use. If you are accessing or using this Website on behalf of an entity or business, you represent and warrant that you have the authority to bind such entity or business to these Terms of Use. If you do not wish to be bound by these Terms of Use, please exit the Website(s) and cease use of all Materials.

These Terms of Use may be changed by us, in our sole discretion, from time to time with or without notice. Any changes or modifications will be effective upon posting on the Website. You should always review these Terms of Use before accessing or using the Website(s) to ensure you understand the current terms. Your continued use of the Website following the posting of any changes constitutes your acceptance of such changes.

Ownership and Permitted Use of Materials

The Website(s) and their design, text, content, layout, and any trademarks, logos, service marks, and other materials provided on or through the Website(s) are protected by applicable copyright, trademark, and intellectual property laws. All Materials are the exclusive and proprietary property of the GAARD Group.

Except as expressly provided herein, no Materials (or portions thereof) may be used, copied, reproduced, distributed, published, downloaded, modified, displayed, posted, transmitted, sold, licensed, reverse engineered, or incorporated into derivative works without our prior written consent or that of the respective third-party owner.

Subject to compliance with these Terms of Use, you may lawfully access and display portions of the Website(s) for personal, non-commercial, and informational use only, provided that you do not: (a) modify the Materials; (b) use the Website(s) or Materials in a fraudulent, defamatory, obscene, or unlawful manner; (c) impersonate another person or entity; (d) interfere with or attempt to gain unauthorized access to the Website(s) or any computer systems; (e) use automated systems (such as bots, spiders, or scrapers) to extract data; (f) frame or replicate any portion of the Website(s); or (g) remove any copyright or proprietary notices.

This permission terminates automatically if you breach any of these Terms of Use. Upon termination, you must immediately destroy any downloaded or printed Materials.

Online Purchases and Other Terms and Conditions

All purchases through our site or other transactions for the sale of products or services formed through the Website, or resulting from visits made by you, are governed by our Subscription and License Agreement (https://www.gaardgroup.com/subscription-and-license-agreement).

Additional terms and conditions may also apply to specific portions, services, or features of the Website. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Use.

Rights of Others

GAARD Group respects the intellectual property rights of others. If you believe that your work has been improperly posted or used on the Website(s), please contact us at info@gaardgroup.com.

Disclaimer of Endorsement

Any references on the Website(s) to businesses, products, services, organizations, or individuals are provided solely for informational purposes. Such references are not endorsements or approvals by GAARD Group and should not be interpreted as such.

Minors

The Website(s) are business and professional resources intended for adult use. They are not intended for children or minors.

All personal data provided to us in connection with your use of the Website(s) will be handled in accordance with our Privacy Policy: https://gaardgroup.com/privacy-policy/.

No Warranties

WE PROVIDE THE WEBSITE(S) AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS, AND SERVICES INCLUDED OR OTHERWISE MADE AVAILABLE THROUGH THE WEBSITE(S) ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE(S) IS AT YOUR SOLE RISK.

WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, OR MERCHANTABILITY. WE DO NOT WARRANT THAT THE WEBSITE(S) WILL OPERATE UNINTERRUPTED OR ERROR-FREE OR THAT THEY WILL ALWAYS BE AVAILABLE OR SECURE.

Exclusion of Liability

To the fullest extent permitted by law, GAARD Group, its officers, directors, employees, agents, contractors, and licensors shall not be liable for any direct, indirect, incidental, special, punitive, or consequential damages, including loss of data, profits, business, or reputation, arising from or related to your use of (or inability to use) the Website(s) or Materials—even if we have been advised of the possibility of such damages.

If you are dissatisfied with the Website or any Materials, your sole and exclusive remedy is to discontinue use of the Website.

Indemnity and Release

You agree to defend, indemnify, and hold harmless GAARD Group and its officers, directors, employees, agents, contractors, and licensors from and against all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use of the Website(s); (b) your violation of these Terms of Use; or (c) your violation of any third-party rights.

Modification and Discontinuation

We reserve the right to modify, edit, suspend, or discontinue, temporarily or permanently, the Website(s) or any portion thereof, at any time, with or without notice. GAARD Group shall not be liable to you or any third party for any such modification, suspension, or discontinuance.

Applicable Law & Jurisdiction

These Terms of Use and any disputes arising from them shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. You agree that the courts located within New York shall have exclusive jurisdiction over any legal proceedings related to your use of the Website(s).

Contacting Us

If you have any questions regarding these Terms of Use or other matters, please contact us at:

GAARD Group
Email: info@gaardgroup.com
Website: www.gaardgroup.com